Banking industry is subjected to frequent transformations. Being a catalyst of growth, provider of fuel for business, instrument for monetary control, export/import facilitator and authorized dealer of foreign exchange etc, bank officials adopted themselves to various role transformations and still continue to discharge their duties in various capacities. It is time to evaluate and optimize the contribution of banks in growth and development of the economy.  

Banks  are  constantly exploring various options to deploy   available   funds in profitable avenues although there are erosions  by  way of NPA.  Management of asset liability require flexibility in interest rates in order to continue operation with the changing spread available. By adopting granularity principle banking sector targeted retail loan , but success of retail loan largely  relies on  the performance of corporate , who are employment providers. Performing corporate business is a backbone of   bank’s revenue augmentation.  Profitability with stability in banking sector requires strategic planning and constant surveillance on the  return on business.  

Risk averseness is a resultant factor of judgment misplaced, which requires thorough knowledge on the policy, compliance, corporate directives, legal ramifications and its implications.  Wrongful judgment should  not prejudice  credit decisions and thereby affect career progression which calls for   close guidance from mature bank officials who had faced many challenges  and steered through many adversities. Lending require, apart from knowledge , perception of good decision makers as well as faculties engaged in interaction with bank officials , to identify the areas of concern. 

“bankersfeed.com” intends to disseminate knowledge of  experts , who had long exposure and has developed required skill in taking  decisions.  The pool of knowledge and experience will help banking community to protect themselves as well as the organization by sharing their knowledge and experience. Professional HR experts are also invited to advice on various management practices which can strengthen the personnel functions. Contribution from experts in technology will suggest measures to improve the control mechanism.  The platform is dedicated towards improvement in decision making by providing required knowledge and sharing of experience of experts with long exposure in banking industry.